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The author does not purport to and does not, in any fashion, provide tax, accounting, actuarial, legal, broker/dealer or any related services. You may not rely on the statements contained herein. The author shall not have any liability for any damages of any kind whatsoever relating to this material. You should consult your own advisors with respect to these areas. By accessing this website and reading this material, you acknowledge, understand and accept the foregoing.